National Merchants Association, CEO to Sponsor, Exhibit, Speak at NEAA 2018
NMA serves as Diamond Sponsor with CEO Heather Petersen participating in Payments Bowl TEMECULA, Calif. (January 26, 2018) — National Merchants Association (NMA), a global merchant advocacy group and leader in merchant services, is heading to Uncasville, Conn. to sponsor, exhibit and speak at the Northeast Acquirers Association’s (NEAA) conference from January 29-31, 2018. The […]
Card Surcharge Ban Defeated in California – for Now

Surcharge Ban The ability for merchants to impose a surcharge on customers using credit cards moved forward during the first week of January as a California appeals court ruled against the state’s long-standing no-surcharge law. The group of small business owners who brought the lawsuit were victorious in the ruling which effectively put a 1985 […]
Chargeback Relief Policy Ends April 2018

In 2015, Visa and American Express initiated chargeback policies designed to decrease fraud liability for merchants and acquirers during the EMV chip migration. The policy (which blocked all counterfeit fraud chargebacks of less than $25 and limited issuers to 10 chargebacks per account) was enacted in July 2016. The primary goal of the policy was […]
National Merchants Association Now Hiring
Temecula-based company seeks to fill hundreds of entry to executive-level positions TEMECULA, Calif. (January 5, 2018) — National Merchants Association (NMA), a global merchant advocacy group and leader in merchant services, recently announced plans to hire close to 200 new employees in 2018, doubling the current headcount. The hiring campaign is part of ambitious expansion […]
National Merchants Association to Open London Office
TEMECULA, CALIF. – JANUARY 9, 2018 – National Merchants Association (NMA), a global merchant advocacy group and leader in merchant services, recently announced plans to expand internationally by opening a London-based office. The company, ranked no. 196 on the 2017 Inc. 500 list of the fastest-growing privately owned companies in America, decided on the expansion […]
The Expansion of Mobile Ordering

Mobile ordering has increased exponentially in recent years as younger generations with money use their smartphones for more than simply texting and managing social media accounts. More importantly, to merchants, they’re consumers and their mobile habits are influencing how we order food and other goods. This new breed of consumer knows what they want, and […]
Retail Sales Up Since November – Especially E-Commerce

As expected, holiday spending has driven sales growth from November until the middle of December – and it will most likely continue through Christmas. Mastercard’s SpendingPulse, a macroeconomic indicator of spending data for the card brand, recently reported strong retail growth of 3.6% compared to the same time last year. This has led, in part, […]
Ecommerce Storefronts Open a New Window

Ecommerce giants like Amazon are experiencing exponential growth while brick-and-mortar retailers continue to close physical locations. Why, then, would savvy online merchants attract customers by using brick-and-mortar window dressing techniques? The short answer is: because they work. We accept the following: Nearly every brick-and-mortar store’s front window displays a sign telling patrons which types of […]
Will mPOS Outgrow Micro Merchants?

Mobile point of sale systems (mPOS) are designed to be a good fit for micro merchants that don’t currently accept credit cards. These inexpensive credit and debit card readers integrate easily with smartphones and tablets and can perform transactions at hard-to-serve locations such as farmers markets, sports and concert venues, and school campuses. They not […]
A New Kind of Fraud: Transaction Laundering

What is transaction laundering and why might an application be denied because of it? What is Transaction Laundering? Previously known as “undisclosed aggregation” or “factoring,” transaction laundering occurs when a merchant processes transactions on behalf of another business. This other, “hidden” business is often engaged in dangerous or prohibited activities. Using an approved merchant’s […]