A spirited entrepreneur, recognized merchant advocate, and dynamic business expert, Heather Altepeter is a progressive leader and voice of significance in the payments industry. As the founder and CEO of National Merchants Association (NMA), Altepeter personally pioneered a new era in the bankcard industry – shattering glass ceilings and demonstrating that High Risk Done Right® is both possible and attainable.

Under Altepeter’s leadership, NMA has achieved remarkable success – securing a spot on the Inc. 5000 list of fastest-growing companies for three consecutive years and securing partnerships that afford exclusive access to innovative technology and integrated solutions.

Recognized as a payments trendsetter and the go-to strategist for tackling challenging industry developments, opposition, and legislation, Altepeter is frequently called upon to contribute expertise and define industry best practices, standards, and procedures. Key appointments include annual Capitol Hill advocacy visits and expert panels at major payments industry events.

Altepeter is a cum laude graduate of Miami University. She is heavily involved with all aspects of the payments industry.  Additionally, she is a public speaker, philanthropist, and winery owner.